INSPECTION / EVALUATION
Before we can determine if your roof requires repairs or a complete replacement, an evaluation is necessary. Our experts are adept at identifying storm damage and assessing the overall condition of your roof. For minor repairs, there’s no need to worry, we handle those at no cost to you! Should more extensive work be needed, we’ll inform you promptly and guide you through the insurance claim filing process, supporting you every step of the way.
SCHEDULE ADJUSTER APPOINTMENT
After filing your claim, expect a call from your insurance company to arrange an adjuster appointment.
CONTACT US IMMEDIATELY AFTER SCHEDULING
Once you’ve scheduled the appointment, it’s crucial to direct any questions from your insurance provider to us, making “Please discuss with my contractor” your standard reply.
ADJUSTER APPOINTMENT
A Davis Roofing Solutions representative will attend the adjuster meeting to advocate for your roof’s coverage by your insurance. The absence of a contractor significantly decreases the chances of approval.
FIRST CHECK & ESTIMATE
After your insurance deems the roof a total loss, they will provide an estimate, referred to as the Replacement Cost Value (RCV). Depreciation, based on the roof’s age, is deducted from the RCV to derive the Actual Cost Value (ACV). After subtracting your deductible, the remainder is the Net Claim, amounting to the first check issued by your insurance.
PAYMENT PROCEDURE
Upon receiving the first insurance check, please provide it along with your deductible to us. Only your endorsement on the insurance check is needed, no need for cashing or depositing it. We handle the deposit of both checks and proceed with scheduling your installation.
Note: Your mortgage company might be listed on the check. We’ll facilitate their endorsement; you’ll simply need to sign an authorization form.
INSTALLATION
The installation process typically lasts about a day. We request that you secure fragile items and relocate vehicles from the driveway to accommodate our materials and prevent any damage.
COMPLETING ADDITIONAL TRADES
Claims may cover other damages, including gutters, window screens, and more. These repairs will be addressed promptly following the roof installation.
FINAL INVOICE AND CHECK
Upon completing all related repairs, we’ll send a final invoice and completion certificate to your insurer and negotiate any additional payments. Your insurer may reach out for confirmation, please consult us before responding. Subsequently, your insurer will issue the depreciation and any other due payments.
FINAL PAYMENT
For the final payment, simply endorse the check to us as done previously. We’ll handle the deposit and finalize your project, submitting your warranty and providing necessary documentation for insurance premium negotiations.
REFERRALS AND REVIEWS
If you’re satisfied with our service, we’d appreciate a Google review and sharing your experience with others. We offer referral fees for any projects referred to us.