INSPECTION AND ASSESSMENT
Prior to deciding if your roof requires minor fixes or a complete overhaul, conducting a thorough inspection is crucial. Our experts are adept at identifying storm-related damage and assessing the overall state of your roof. Should you need a minor repair, we’re on hand to carry it out free of charge! For more complex problems, we’ll support you through each phase of the insurance claims process. Here’s the procedure for filing a claim:
ARRANGING THE ADJUSTER APPOINTMENT
Once you’ve initiated your claim, your insurance provider will get in touch to set up a visit from an adjuster.
CALL US AS SOON AS THIS IS SCHEDULED
Henceforth, please redirect any inquiries from your insurance provider to us, ensuring that they communicate directly with your contractor.
THE ADJUSTER MEETING
A representative from Davis Roofing Solutions will be present at the adjuster meeting to advocate for your roof’s coverage under your insurance. The chances for approval can decrease significantly without a contractor’s presence.
INITIAL ASSESSMENT AND ESTIMATION
After your roof is inspected and deemed a total loss, your insurance will calculate the repair costs, referred to as the Replacement Cost Value (RCV). They will account for the roof’s age and depreciation, deducting it from the RCV to come up with the Actual Cost Value (ACV). Subtracting your insurance deductible from this amount gives you the Net Claim, which will be the amount of the first check from your insurer.
PAYMENT PROCESS
Once you receive the initial insurance check, you should forward it along with your deductible to us. It is not necessary for you to cash the check yourself; simply endorse it, and we will take care of depositing both checks to proceed with scheduling your roof installation.