CALL US AS SOON AS THIS IS SCHEDULED
From this moment, any questions from your insurance company should be redirected to us with the response, “Please consult with my contractor about that.”
ADJUSTER APPOINTMENT
A Davis Roofing Solutions representative will be present at the adjuster meeting to advocate for your roof’s coverage by your insurance. The presence of a contractor significantly increases the likelihood of approval.
FIRST CHECK & ESTIMATE
If your roof is considered a total loss, your insurer will provide an estimate for repairs, known as the Replacement Cost Value (RCV). Depreciation based on the roof’s age is deducted from the RCV to determine the Actual Cost Value (ACV). After subtracting your deductible, the Net Claim amount is calculated, which will be the amount of your first insurance check.
PAYMENT IS MADE
Upon receiving your first check, we will collect it along with your deductible. You’ll simply need to endorse the insurance check; there’s no need to cash it. We’ll deposit both checks and schedule your installation.
Note: Your mortgage company might be listed on the check. We’ll handle obtaining their endorsement for you. Your part is simply signing an authorization form, and we’ll manage the rest.
INSTALLATION
The installation process usually completes in about a day. We request that you secure any fragile outdoor items and clear the driveway for our materials and trailer, protecting your vehicle from potential damage.
ANY OTHER TRADES
Claims often cover additional repairs like gutters, window screens, and more. We’ll address these as quickly as possible following the roof installation.
FINAL INVOICE AND CHECK
After finishing all related repairs, we’ll send a final invoice and completion certificate to your insurer and negotiate any additional payments. Your insurer might verify the completion with you; please confirm with us first. The insurer will then issue the depreciation check and any remaining funds.
FINAL PAYMENT
For the final payment, just endorse the check to us as before. We’ll deposit it and conclude your project, submitting your manufacturer warranty and a class 3 or class 4 form for insurance premium negotiation, if applicable.
REFERRALS AND REVIEWS
Upon job completion, if you’re satisfied, we encourage you to review us on Google and share your experience with others. We offer referral fees for any jobs you refer to us that we undertake.