INSPECTION / EVALUATION
Understanding the necessity for repairs or replacements starts with an inspection. Our professionals are adept at identifying storm damage and evaluating your roof’s condition. If it’s a minor fix you need, we’ve got you covered at no charge! For more significant issues, we’ll guide you on filing a claim with your insurer and support you throughout the process. Here’s what happens if you file a claim:
SCHEDULE ADJUSTER APPOINTMENT
After your claim submission, expect a call from your insurance company to arrange an adjuster appointment.
CALL US AS SOON AS THIS IS SCHEDULED
From this point, direct any questions from your insurance company to us, indicating, “That’s a good question; please consult my contractor.”
ADJUSTER APPOINTMENT
A Davis Roofing Solutions representative will attend the adjuster appointment to advocate for your roof’s coverage. Without our presence, the likelihood of approval decreases significantly.
FIRST CHECK & ESTIMATE
Post-approval, your insurer will calculate repair costs, denoting the total as the Replacement Cost Value (RCV). They’ll adjust for depreciation based on your roof’s age, deriving the Actual Cost Value (ACV). After deducting your responsibility, the deductible, the balance, termed the Net Claim, is what your insurer initially disburses.
PAYMENT PROCEDURE
Upon the first check receipt, hand it and your deductible over to us. There’s no need to cash the check; just endorse it, and we’ll handle the rest.
Note: If your mortgage company’s name is on the check, we’ll secure their endorsement for you. You’ll simply need to sign an authorization form.