Kennedale Roof Inspections

After you’ve submitted your claim, expect a phone call from your insurance company to arrange a meeting with the adjuster.

CALL US AS SOON AS THIS IS SCHEDULED

For the adjuster appointment, a representative from Davis Roofing Solutions will be present on-site to advocate for your roof’s coverage by your insurance company. Without a contractor there during the adjuster’s visit, the likelihood of your roof being approved for replacement or repair by your insurer significantly decreases.

When your insurance company deems the roof a total loss, they will prepare an estimate for the repair costs, referred to as the Replacement Cost Value (RCV). The roof’s age is taken into account to determine depreciation, which is then deducted from the RCV. The result, known as the Actual Cost Value (ACV), represents the roof’s current worth. From this amount, your deductible is subtracted since that part is your responsibility, not the insurer’s. What’s left is called the Net Claim, which will be the amount of the initial check issued by your insurance provider.

Upon receiving your initial insurance check, we will gather that alongside your deductible at the same time. Your role is simply to endorse the insurance check—there’s no need for you to cash or deposit it yourself. We’ll handle the deposit of these two checks into our bank account and then proceed to arrange the installation.

NOTE: It’s common for your mortgage company’s name to appear on the check. We’ll handle the process of obtaining their endorsement on your behalf. You’ll only need to sign an authorization form, and we’ll manage everything else from there.

The installation process usually spans approximately one day. During this period, we request that you safeguard any delicate lawn decorations or items by bringing them indoors and relocate your vehicles away from the driveway. This allows us space to park our trailer and materials, and also helps prevent any damage to your vehicle during the installation process.

Claims frequently encompass various trades, including gutters, window screens, fencing, garage doors, chimney flue caps, chimney crowns, and more. We aim to address and complete all related trade work connected to the claim promptly following the roof installation.

Once we’ve executed all trade-related tasks associated with the claim, we’ll forward a final invoice and completion certificate to your insurance provider and discuss any additional payments needed. Following our submission, your insurance company might reach out for your confirmation on the completed work. It’s crucial you consult with us prior to affirming the completion to your insurer. Upon settling the claim, your insurance will issue the depreciation check along with any other outstanding amounts.

Upon the arrival of the final payment, similar to the procedure with the initial check, your only action required is to endorse it and hand it over to us. We’ll stamp it for deposit, complete the transaction, and finalize your project. Upon closing out your job, we’ll process your manufacturer warranty and provide you with a Class 3 or Class 4 form, if relevant, so you can discuss adjusting your insurance premium with your carrier.