INSPECTION / EVALUATION
Before we determine the need for repairs or replacements, we must conduct an inspection. Our specialists are skilled in identifying storm damage and evaluating your roof’s condition. Minor repairs are handled by us at no cost! For more extensive issues, we’ll guide you on filing an insurance claim and start navigating you through the process. If a claim is necessary, here’s what you can expect:
SCHEDULE ADJUSTER APPOINTMENT
After filing your claim, your insurance company will contact you to arrange the adjuster appointment.
IMMEDIATELY CONTACT US ONCE SCHEDULED
From now on, whenever your insurance company has questions, your standard reply should be, “That’s a great question; please discuss it with my contractor.”
ADJUSTER APPOINTMENT
A Davis Roofing Solutions representative will be present at the adjuster appointment to ensure your roof’s assessment by your insurance is favorable. The absence of a contractor significantly decreases the chance of approval.
FIRST CHECK & ESTIMATE
If your insurance declares the roof a total loss, they’ll prepare an estimate for the repairs, referred to as the Replacement Cost Value (RCV). Depreciation, based on the roof’s age, is deducted from the RCV to arrive at the Actual Cost Value (ACV). After subtracting your deductible, the remaining sum is the Net Claim, which is the amount of your first insurance check.
PAYMENT PROCESS
Upon receiving your first check, we will collect it along with your deductible. You simply need to endorse the insurance check without needing to cash or deposit it. We’ll handle the deposit of these checks and schedule your installation.
Note: Your mortgage company might be named on the check. We’ll manage obtaining their endorsement; you’ll only need to sign an authorization form.
INSTALLATION
The installation typically completes in one day. We ask you to secure fragile items and move your vehicles from the driveway to accommodate our materials and prevent any damage.
ADDITIONAL TRADES
Claims may cover other areas such as gutters, window screens, fencing, etc. We’ll address these as quickly as possible after the roof installation.
FINAL INVOICE AND CHECK
After finishing all related work, we’ll send a final invoice and completion certificate to your insurer and negotiate any additional funds. Your insurer might confirm with you that the work is complete—please consult us before confirming back.
FINAL PAYMENT
For the final payment, like the first check, you’ll endorse it over to us. We’ll handle the deposit and conclude your project. At this time, we’ll also process your manufacturer warranty and provide a Class 3 or Class 4 form for insurance premium renegotiation.
REFERRALS AND REVIEWS
Upon project completion, we encourage satisfied clients to review us on Google and refer us to others. We offer referral fees for any projects that come from your recommendations.
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